
Pablo Llavona and Jose Aponte at FLO Mortgage are trusted mortgage brokers serving Polk County, Florida, including Davenport, Lakeland, Winter Haven, Haines City, Dundee, and Auburndale. We help homebuyers and homeowners secure competitive mortgage solutions tailored to their financial goals.
Whether you're purchasing your first home, refinancing, or investing in Central Florida real estate, our team specializes in Conventional loans, FHA loans, VA loans, USDA loans, Jumbo loans, Reverse mortgages, DSCR programs, Bank Statement loans, and Florida Hometown Heroes financing options.
As local mortgage brokers in Polk County, we work with multiple lenders to find competitive rates and flexible solutions that fit your situation. From pre-approval to closing, we provide clear communication, fast turn times, and personalized guidance every step of the way.
Whether you’re buying your first home in Polk County or refinancing your current mortgage, FLO Mortgage delivers clear communication, fast pre-approvals, and expert guidance from application to closing. Talk to a local mortgage broker who knows this market.

Know your loan options and choose the best
Get a FREE quote on a home refinance that could save you thousands of dollars per year.

Find out how much home you can afford
Know exactly what you can afford before you start searching for a home so you can choose the most affordable home for you!

Be updated with today's mortgage rates
Mortgage rates change daily and vary depending on your unique situation. Get your FREE customized quote here!
homeownership dreams a reality
just like them?

Becoming a homeowner all depends on finding the best possible loan scenario for your unique situation. We’re here to help you make that choice.


As the potential homeowner, YOU hold all the power. Before signing your first loan offer, browse our rate comparisons to make sure you’re getting the best deal!
Contact Info
Address:
41040 US Highway 27 Suite 1
Davenport, FL 33837
Call: (407) 605 3111
Email: [email protected]

With over 30 years combined experience in the mortgage and real estate industries
© Copyright 2024. Flo Mortgage Central Florida
All rights reserved.